In my years of mortgage banking, I’ve come to realize that the largest role we play as lenders is underwriting analysis. This consists of reviewing a customer’s credit report, calculating income based off of the tax filings from employed and self-employed customers, as well as the assets needed to close. Our team takes the necessary steps to collect all of this information to determine qualification upfront, ensuring a smoother road to closing.
At V.I.P., these steps go a long way. We’re a tight unit, working as a team with a team attitude – always there for one another. We care about the individual, not just the loan, and we are here to exceed the expectations of everyone involved in the transaction.
I have a 3-year-old daughter that makes every day interesting. Raising her with her mother and watching her personality grow each day, there’s never a dull moment. In addition, I play men’s league softball and coach our competitive tournament team, which is one of the things I enjoy most. It never gets old and I will love it until I can no longer play.More about The John Chavez Team
Whether you're looking to pre-qualify, searching for loan programs, or looking for the right loan officer for you, VIP Mortgage is here to help with all things home.
Headquartered in Scottsdale, AZ, the Company spans 21 states – AZ, CA, CO, FL, GA, HI, ID, IL, IN, MI, MN, NC, NE, NM, NV, OR, TN, TX, UT, WA and WI. VIP Mortgage is a mid-sized mortgage company funding in excess of $1.5 billion annually. Since opening its doors in 2006 amidst the housing crisis, VIP continues to thrive and grow organically by creating a company with complete transparency and trust, truly listening to the people we serve, and concentrating on building relationships for life!
Our mission: to help people responsibly finance the American dream of home ownership through responsible lending, while restoring the reputation of the mortgage industry.
We pride ourselves on focusing on our customers and ensuring that they receive thorough communication through every step of the loan process, to make the best, most sound financial decisions for their needs. Our loan officers are dedicated to helping you obtain a mortgage that will best fit your specific financial goals while at the same time bringing you peace of mind throughout the home financing process. Find a loan officer at 9221 E Via de Ventura in Scottsdale, AZ who can help guide you through the mortgage planning process which will ultimately lead to a successful loan closing.