I am a native Southern Californian, born in Newport Beach and raised in San Juan Capistrano. I grew up in a family of entrepreneurs, where my mother and father owned several businesses and taught me that work ethic and commitment, relationships and reputation, integrity and trust are the driving forces behind every successful business. My parents also taught me that in every crisis there is opportunity.
I received my first taste of the significance of customer service when I worked at the Ritz Carlton for seven years as a food and beverage manager. I learned to really listen to the customer’s needs, always put them first and hopefully manage to exceed their expectations. When I switched to the mortgage industry in 2001, I knew that my talent for working with people along with my entrepreneurial instincts would be a great combination for growing my own business.
Partnership with V.I.P. was such an easy decision for me and my team. The company’s core values lie so heavily on customer service, entrepreneurial spirit and teamwork – it was like a custom fit. Building long-lasting relationships based on integrity, commitment and follow-through – those are the keys to success.
My wife Laureen and I have two young daughters and love that we are raising them not far from where we both grew up. Having grown up just minutes from world-class surfing beaches and a couple of hours from ski/snowboard mountains, I know I wouldn’t trade this for the world. The OC is like living in an endless summer where surfing, skateboarding; golf and all outdoor activities are part of the regular lifestyle.More about Pat OConnell
Whether you're looking to pre-qualify, searching for loan programs, or looking for the right loan officer for you, VIP Independent Mortgage is here to help with all things home.
Headquartered in Scottsdale, AZ, the Company spans 21 states – AZ, CA, CO, FL, GA, HI, ID, IL, IN, MI, MN, NC, NE, NM, NV, OR, TN, TX, UT, WA and WI. VIP Independent Mortgage is a mid-sized mortgage company funding in excess of $1.5 billion annually. Since opening its doors in 2006 amidst the housing crisis, VIP continues to thrive and grow organically by creating a company with complete transparency and trust, truly listening to the people we serve, and concentrating on building relationships for life!
Our mission: to help people responsibly finance the American dream of home ownership through responsible lending, while restoring the reputation of the mortgage industry.
We pride ourselves on focusing on our customers and ensuring that they receive thorough communication through every step of the loan process, to make the best, most sound financial decisions for their needs. Our loan officers are dedicated to helping you obtain a mortgage that will best fit your specific financial goals while at the same time bringing you peace of mind throughout the home financing process. Find a loan officer at 26522 La Alameda in Mission Viejo, CA who can help guide you through the mortgage planning process which will ultimately lead to a successful loan closing.