Kyle Palaniuk

Senior Mortgage Banker | (619) 354-4929 | NMLS ID 984138
Licensed in California, Oregon, Washington

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3919 30th St San Diego, CA 92104
Mon - Fri: 8:00am - 5:00pm
Sat - Sun: Closed
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About Home Loan Officers at 3919 30th St | VIP Mortgage Brokers Near Me

I am originally from a small town called North Bend in rural Oregon off the Pacific Coast and have been active in the lending world since my college days in Seattle, Washington. I attended Pacific Lutheran University, a small liberal arts school, where I received my bachelor’s degree in Economics with an emphasis on International Economic Analysis and a minor in Spanish. My economic thesis focused on micro-finance for poverty alleviation, and after graduating I lived another year in Costa Rica volunteering in this field.

In 2008, I spent a couple years traveling with my wife in Asia while teaching English in Korea before settling back to Huntington Beach, California, accepting a job in commercial lending as a loan processor for Chase Bank. For two years, I learned as much as I could about the business, eventually becoming a junior loan officer, before transferring to San Diego, where I made my transition into residential lending and teamed up with my current partner, Jim Sakrison. Looking for a younger and more structured mortgage bank, I joined V.I.P., which provides a platform where driven and entrepreneurial-minded people like myself are able to succeed.

I currently volunteer as president of a business development group, in San Diego. I’m very active in the community, teach piano lessons to kids and have also worked a lot with the Big Brothers/Big Sisters organization. Every day I get to return home to a full family in our home consisting of my beautiful wife of three years, our live-in exchange students, dog, two cats, and 5 chickens. My hobbies include: traveling, playing music (jazz trumpet and piano), bicycling, gardening and urban farming, photography, and building artistic light fixtures – none of which I seem to have enough time for.


At V.I.P. here in San Diego we’re very focused on people and community. Our goal is to see all of our neighbors reach their goals of home ownership, and also be able to give back to our local community. We work with several local non-profits to see that a portion of our earnings are donated right back into our local community. I’m proud to live in San Diego and excited to be putting people first.

Find me at:

3060 University Ave.
San Diego, CA 92104

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About VIP Mortgage

Whether you're looking to pre-qualify, searching for loan programs, or looking for the right loan officer for you, VIP Independent Mortgage is here to help with all things home.

Headquartered in Scottsdale, AZ, the Company spans 21 states – AZ, CA, CO, FL, GA, HI, ID, IL, IN, MI, MN, NC, NE, NM, NV, OR, TN, TX, UT, WA and WI. VIP Independent Mortgage is a mid-sized mortgage company funding in excess of $1.5 billion annually. Since opening its doors in 2006 amidst the housing crisis, VIP continues to thrive and grow organically by creating a company with complete transparency and trust, truly listening to the people we serve, and concentrating on building relationships for life!

Our mission: to help people responsibly finance the American dream of home ownership through responsible lending, while restoring the reputation of the mortgage industry.

We pride ourselves on focusing on our customers and ensuring that they receive thorough communication through every step of the loan process, to make the best, most sound financial decisions for their needs. Our loan officers are dedicated to helping you obtain a mortgage that will best fit your specific financial goals while at the same time bringing you peace of mind throughout the home financing process. Find a loan officer at 3919 30th St in San Diego, CA who can help guide you through the mortgage planning process which will ultimately lead to a successful loan closing.