I grew up in Redondo Beach, California and received my bachelor’s from University of California Irvine with an emphasis on Marine Biology. I worked for the City of Los Angeles for almost 10 years as a marine biology technician and industrial waste inspector, and in 1997, an opportunity arose from a college friend that led me into the real estate industry. Changing careers allowed me to grow and help others as an entrepreneur, and my mathematical skills made it a smooth transition for me.
After two years doing sales in real estate, I decided my background in economics, statistics and math made originating mortgages a more sensible choice than real estate. It allowed me to analyze a borrower’s profile and make an educated decision based on underwriting guidelines. I’ve always enjoyed working with people and problem solving, and every potential borrower needs a true and accurate assessment on their finances and future financial goals. It is my job to help them navigate these decisions as buying a home is the largest investment most people will make in their lifetime.
In every transaction, my goal is always to provide the best customer service to my clients and referral partners. The mortgage business can be difficult and intense at times. Having to work through compliance, investor and government regulation can be stressful. If I can make the process of buying a home a little less stressful for our clients and become someone’s trusted advisor providing sound financial information and knowledge to help them make good decisions – that’s what it’s all about. I strive to make this process as smooth and simple as possible.
Outside of work, I enjoy golfing, mountain biking, water skiing, snowboarding and off-roading. California is a great place to live to enjoy the outdoors.More about Bob Maldonado
Whether you're looking to pre-qualify, searching for loan programs, or looking for the right loan officer for you, VIP Independent Mortgage is here to help with all things home.
Headquartered in Scottsdale, AZ, the Company spans 21 states – AZ, CA, CO, FL, GA, HI, ID, IL, IN, MI, MN, NC, NE, NM, NV, OR, TN, TX, UT, WA and WI. VIP Independent Mortgage is a mid-sized mortgage company funding in excess of $1.5 billion annually. Since opening its doors in 2006 amidst the housing crisis, VIP continues to thrive and grow organically by creating a company with complete transparency and trust, truly listening to the people we serve, and concentrating on building relationships for life!
Our mission: to help people responsibly finance the American dream of home ownership through responsible lending, while restoring the reputation of the mortgage industry.
We pride ourselves on focusing on our customers and ensuring that they receive thorough communication through every step of the loan process, to make the best, most sound financial decisions for their needs. Our loan officers are dedicated to helping you obtain a mortgage that will best fit your specific financial goals while at the same time bringing you peace of mind throughout the home financing process. Find a loan officer at 3030 Old Ranch Parkway in Seal Beach, CA who can help guide you through the mortgage planning process which will ultimately lead to a successful loan closing.